MonthJanuary 2019

10 Tips For Teaching Kids Responsibility

Children learn from what they see; thus, the onus of raising a child who is responsible and knows what is right and wrong is on the parents.

Here are 10 tips to get you started on the right path.

  1. They must clean up their own mess: Be by their side to help them clean up and tidy up. Let them lead the way but be right there to support.
  2. Recognize their efforts: When a child helps voluntarily or is kind to someone, acknowledge the act and praise them for their effort.
  3. Be supportive: Children with their fragile self-esteem and limited attention span can get bored too soon from a task. As a parent, gently guide them back and give them the support they need to complete the work at hand. Never belittle their effort or you will scar them for life.
  4. Encourage to make a checklist: Children like to be in control of things. Hence, make them write a checklist of things to do and support them in completing it.
  5. Working for pay: When your children do chores which are beyond the regular routine, pay them. This will give them a sense of how the real world works.
  6. Encourage thinking: Don’t bark orders but spur them on to create their own schedule and define their role in the household and the community.
  7. Develop bedtime and study routine: Having a regular bedtime and study hour will help them develop successful study habits and also help them learn the art of planning their time well.
  8. Being a responsible citizen: Teach them to own up their mistakes and realize that their actions can have consequences.
  9. Don’t bail them out immediately: Kids need the space to learn to comprehend a situation and learn to adapt and learn. So, wait to see their problem-solving skills before you step in to sort a problem.
  10. Learn to pay up: Suppose your child damages board games for 4 year olds of another child make him realize that he has to pay for the damage; this will teach him to be more careful in future.

Top 10 Ways to Save Money and Invest Wisely in 2019

Investing money in any of the financial securities will help you to gain enough profits in the future and thus helps in adding your money to a certain extent.  Anyone who wants to have a secure and sound financial position can start saving now in any of the suitable methods.  In order to save money generally two strategies involved in it; one is investing in any of the financial securities and the other one is to reduce your expenses.  Whatever the age maybe some people will plan for their retirement, whereas few others plan for the fixed income and it is up to you to make an appropriate decision regarding your investment and expense strategies.

There are many websites which offer tips and suggestions regarding various topics and also encourage the people to gain an advantage of the offers like availing coupons and discounts.  Couponobox is one among them and you can visit the website for any future references.

The following are the few ways to save money by investing in the best one;

  1. Try to pay and clear all your needs as well as for the family. In your monthly income, make an automatic savings account of your part of the income so that you can make use of the remaining amount of income for paying all your needs.
  2. Create an emergency fund which will help you at the time of the emergency.
  3. Try to reduce your unnecessary expenses since you can save them in any of the saving accounts.
  4. If possible, try to identify the habit which makes you spend more and try to reduce it.
  5. The other way to save money is to increase your income and try to use any of the passive income strategies so that you can gain a monthly passive income.
  6. If you find it difficult to save a part of the income, try to save at least a lesser amount initially and then increase your savings gradually.
  7. Identify your financial goals and allocate your income accordingly.
  8. Seek for the investment plan which yields more return and then invests.
  9. Stick to a combination of financial strategies so that it helps to balance the situation well.
  10. If you need any assistance, try to get help from others or any financial advisor.